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Guided transaction workflows for private-party deals, including scenario modeling, document coordination, and readiness tracking.

Where Value Moves With Precision

Workflows

  • Browse Transactions
  • Scenario Modeler
  • Workflow Guide

For Participants

  • Start a Listing Workflow
  • Seller Workflow
  • Open Scenario Modeler

Tools

  • Transaction Wizard
  • Compliance Check
  • AI Deal Scenarios
  • Risk Evaluation
  • Buyer Readiness
  • State Regulations

Company

  • About Us
  • Contact
  • Privacy Policy
  • Terms of Service

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Compliance Framework

Check your transaction against Dodd-Frank, SAFE Act, state laws, and more

Transaction Profile
Enter transaction details to check compliance

3

compliant

1

warning

0

violation

2

Review

Transaction Classificationcompliant

Transaction classified as CONSUMER (high confidence)

Owner-occupied residential property indicates consumer transaction

Dodd-Frank Ability-to-Repaycompliant

Exempt: 1 transactions/year (≤3 allowed)

Seller financing exemption applies for ≤3 properties/12 months

Citation: 12 CFR 1026.43(a)

Note: Borrower may rescind up to 3 years; statutory damages up to $4,000

State Usury Compliancerequires_review

Verify 6.5% rate complies with CA usury limits

California follows federal Dodd-Frank exemption (3 properties/year). More than 3 requires CFL or CRMLA license.

Action Required: Confirm interest rate within state usury limits or exemption applies

Note: Varies by state: void contract, forfeit interest, treble damages, or criminal penalties

Transaction Cap / Licensingcompliant

1 transactions within 3/year exemption

More than 3 seller-financed transactions per year requires licensing under California Finance Lenders Law or California Residential Mortgage Lending Act.

Note: Unlicensed lending may result in fines, loan voidability, and criminal charges

Disclosure Requirementsrequires_review

10 disclosure(s) required for consumer transaction

LE, CD, TIL, Rescission, Property Disclosure, Lead Paint, Seller Finance Disclosure, ECOA Notice, IRS Disclosure, Annual Statement

Action Required: Ensure all required disclosures provided with proper timing

AI Document Liabilitywarning

AI-generated documents require professional review

Documents generated by this platform are for informational purposes and must be reviewed by qualified legal counsel before use.

Action Required: Have all transaction documents reviewed by licensed attorney

Available Exemptions
  • 1-Property Dodd-Frank Exemption (includes balloon if seller verifies ATR)
  • 3-Property Dodd-Frank Exemption (requires full amortization)
Legal Disclaimer
This compliance checker is for educational purposes only and does not constitute legal advice. Laws and regulations change frequently. Always consult with qualified legal counsel and verify current requirements with applicable regulatory agencies before proceeding with any transaction.