Back to all states
WYLast updated: 2026-01
Wyoming Regulations
Comprehensive guide to seller financing laws, usury limits, and disclosure requirements in Wyoming.
Maximum Interest Rate
None
Business exemptions may apply
Usury Laws
Interest rate limits and penalties
Maximum Rate
No Limit
Penalty Type
No specific penalty
Notes
Wyoming has no usury statute. Any rate permitted by agreement.
Business Exemption
Wyoming has no general usury limit.
Seller Financing Requirements
Disclosures, licensing, and restrictions
Required Disclosures
- No mandatory disclosure statute
- Lead-based paint disclosure (pre-1978)
Licensing Required
No license required
No license required for seller financing own property.
Consumer Protection
Applicable laws protecting buyers
- Wyoming Consumer Protection Act
Real Estate Specifics
Foreclosure process and property laws
- Mortgage state
- Non-judicial power of sale available
- 3-month redemption for mortgages, none for deeds of trust
Legal Disclaimer
This information about Wyoming regulations is provided for educational purposes only and does not constitute legal or tax advice. Laws change frequently and vary by county and municipality. Always verify current regulations with a licensed Wyoming attorney before entering into any seller financing arrangement.